Privacy policy

Your continuous use of GhanaCompares.com (the “Website or “Service”) indicates your agreement to the following set of Terms and Conditions. These Terms may overlap with other documents on GhanaCompares.com, such as our Privacy Policy or any other Agreement you enter into with the Service by means of express or conclusive consent

 

GhanaCompares.com’s

PRIVACY POLICY

Last Updated: 06-01-2017

 

 

USE OF SERVICE FOR INFORMATION PURPOSES

Using this Service is the User’s sole discretion. Users are the final decision makers when selecting Deductibles and Coverage displayed on this Service. Mortgages, Insurances, Loans or any other services contained in the Package Descriptions offered on GhanaCompares.com are provided only for information purposes, and is to serve as a reference point for your further conduct outside the Service. ou are the final decision maker when it comes to selecting Coverage and Deductibles. We do not, by any objective standards, favor, endorse or otherwise support any displayed posts on GhanaCompares.com. We do not issue any type of professional advice, as the Service may be used as reference point for further dealings on the displayed services offered by third-parties. We do not warrant or guarantee the accuracy of information on the items/services and their features and terms displayed, as they may change with time, at the discretion of the provider of the item or service.

INTRODUCTORY PROVISIONS

GhanaCompares.com respects the privacy of its’ respective users. It will NOT treat their personal information in any other manner, than the one described in this specific Privacy policy. Any further usage of your personal information, which is not described in this specific Privacy policy is subject to your further consent. By using this site, you are hereby compliant with the provisions of this specific Privacy Policy and thus find these provisions reasonable. If you do not find these provisions reasonable, please stop using this site and delete your profile information. If manual deletion of your profile information is not possible, please contact the site’s administrators with a request to delete your personal information.

USAGE PROVISIONS. USER AND THIRD-PARTY SUBMISSIONS.

Information that GhanaCompares.com collects may be stored and processed cross-borders in the respective countries in which GhanaCompares.com operates, in order to secure the use of your personal information in accordance to this specific Privacy policy. Any other ways of usage of this information shall be subject to your further consent. Any personal information you submit, including our affiliate program listings which are to be utilized for conclusion of sales, or other information intended specifically for publication on this website will be published on the Internet, and thus will be available around the World to anyone who has Internet access. Any forms you fill are to notify you with the range of publication of specific personal information details. Keep in mind that sensitive information, with the potential to disclose your personal ID credentials is not to be published on the Internet, and are protected under this Privacy policy and further the Terms of Service of GhanaCompares.com. You are hereby compliant and understand that information is to be transferred cross-borders. Further, any personal information necessary for the registration and/or your identification while entering into contract (acquiring) a specific product or service which is to be provided by GhanaCompares.com via this Website will be used only for the purposes of registration, identification and/or possible delivery.

GhanaCompares.com may disclose your personal information in the range which is necessary under applicable law, in connection with any current or future legal proceedings in order to constitute or defend its’ respective legal rights.

GhanaCompares.com may further disclose your personal information upon request of State authorities, in a range and manner prescribed by applicable law.

In the event of disclosure, GhanaCompares.com WILL NOT disclose more information than the minimal range which is prescribed by governing law.

The Service does NOT, in any way, endorse, promote or otherwise favor any type of item or service which is featured on its Website. Users have sole discretion if choosing any service or item featured on GhanaCompares.com

CONSENT TO USE PERSONAL INFORMATION

Usage of this Website does not necessarily require personal data. Once personal data is required, in order to acquire or fill any subscriptions, registrations, transactions or other information, the information you provide to this Website is presumed to be given conseously willingly, and will be used exclusively to fulfill the aforementioned goals.

COLLECTION OF PERSONAL INFORMATION

GhanaCompares.com may collect and use in a manner prescribed by this specific Privacy policy’s provisions the following personal information: Information of your use of this website (Cookies, Clear Gifs and Google AdSense not excluded); Information you provide in order to register with the website (including your: name, sex, age, address, country of origin, e-mail address, telephone number); Information you provide in order to subscribe to Newsletters and other website services (including your: e-mail address); Information you provide exclusively in order to purchase products, merchandise or services via this Website (including your: credit card credentials)

USAGE OF PERSONAL INFORMATION

GhanaCompares.com may use your personal information to further:

  • Administer the website, publish your information on the website;
  • Generate content from your personal information and publish it on the website;
  • Personalize your website experience and/or enable access to certain sections of the website (including, but not limited to: purchased or exclusive website services);
  • Send you your purchased products and/or merchandise, statements and/or invoices, special offers, newsletters and/or other marketing communications etc.); Collect payments from you.

 

SECURITY

GhanaCompares.com has taken all organizational steps and further taken all precautions hardware-wise and software-wise to prevent any loss, misuse, leakage or alteration of your personal data. All your provided information will be stored on the site’s secure servers.

Information relating electronic transactions (credit card credentials etc.), which are by most jurisdictions classified as sensitive information, are NEVER published nor stored, and are further protected by encryption technology and secure payment protocols, for which this Website uses third-party authorized services.

ADVERTISEMENTS, COOKIES AND CLEAR GIFs. OPT-OUTs

The GhanaCompares Website may include advertisements in various forms. Please note that GhanaCompares.com does not regulate the advertisement content policy of its’ Partner Websites, Software or Services. GhanaCompares.com reserves the right to use cookies and other monitoring technologies to compile anonymous statistics about its’ Users. GhanaCompares.com does not believe that this monitoring could lead to disclosing your identity. You are given the opportunity to manually change your cookie preferences via your respective browser.

Clear Gif technology is embedded on our Website. Clear Gifs are used to track the online movement of Website Users. Unlike cookies, Clear Gifs do not store tracking information on your computer. We do not tie any of these tracking information to personal User data, and as such, we do not believe that this information could be in any way used to disclose your identity. We do not tie any of these tracking information to personal User data, and as such, we do not believe that this information could be in any way used to disclose your identity.

In certain aspect of usage, Users may be given the opportunity to opt-out of having their personal information used for certain purposes. Firstly and as stated in the introductory clauses, all further usage of your personal information is subject to your further consent. You therefore have the choice of denying us access or not providing us this information. Secondly, you may manually change the preferences of the range of use of personal information manually (if allowed) or directly contact via e-mail, post or telephone number, or by using our Online Support service located on our Website.

CONTENT AND LINKS

This website may be linked to other Websites. Other Websites will not use the provided information in any manner which is not in compliance to this specific Privacy policy. Content displayed on this Website may be gathered and displayed from Third Party submissions. Third Party submission rules are subject to stipulation between GhanaCompares.com and the Third-party Website or between You and the Third-party Website.

CONTINUITY AND SEVERABILITY OF CONTRACT. RELEVANT JURISDICTION.

This agreement is written and is to be interpreted in accordance with applicable law. Any proceedings, whether court or alternative-dispute resolution methods as recognized by law are to be in the sole jurisdiction of the Ghana authorities. If any part of this Agreement is, or is deemed by an appropriate authority to be unenforceable by the applicable law, this will not affect the enforceability of any other provision of these Terms of Service. These Terms are created in full compliance with the Ghana applicable law and International Standards. These Terms, along with all supplemental documents you have expressed your consent to, without limitation to conclusive means of acceptance, are to be regarded as a single, legally-binding contract between you and GhanaCompares. All Parties have agreed that, in the case of any issue, dispute or controversy, the Parties will try their best to settle the issue by means of alternative dispute-resolution, primarily through Arbitration and Mediation as recognized by applicable Law. If such proceedings fail, court proceedings before the relevant courts may ensue.

These Terms of Service may be changed from time to time. Please note that we will inform you in a timely manner 30 days prior to issuing a new set of Terms of Service in order for you to get acquainted with them. Your continuous use of this Service indicates your conclusive agreement to the terms set therein.

INFORMATION TRANSFERS. SECURITY.

GhanaCompares takes Security of information very seriously. In case that the Service is partially or fully going through a business acquisition, some of the personal information might be amongst the assets transferred. These assets will be handled with the same amount of Security and Privacy protection as guaranteed by GhanaCompares in the present. GhanaCompares is to be held liable in the single case that it had broken the codes of ethics and etiquette, as well as the fair information practices of not noticing a security breach in the Service. GhanaCompares will notify you of any possible security breach via e-mail. If such security breach exists, the Service will assess the problem, and will remove the security threat immediately after the initial discovery.

LIMITATION OF LIABILITY.

Your continued usage of our Services implies your consent and awareness of the above mentioned limitations of liability in any of the aforementioned cases. No claims shall be responded to by the Service in case Users request redress from any of the Disclaimers stated above.

INTERPRETATION GUIDELINES.

Users agree that there is no weaker party in this contract, as both parties have the opportunity to cease using or providing the Service at their own will. No aspect of this Contract is to limit statutory rights of Consumers.

USAGE OF PERSONAL INFORMATION

GhanaCompares.com may use your personal information to further:

  • Administer the website, publish your information on the website;
  • Generate content from your personal information and publish it on the website;
  • Personalize your website experience and/or enable access to certain sections of the website (including, but not limited to: purchased or exclusive website services);
  • Send you your purchased products and/or merchandise, statements and/or invoices, special offers, newsletters and/or other marketing communications etc.); Collect payments from you.

 

SECURITY

GhanaCompares.com has taken all organizational steps and further taken all precautions hardware-wise and software-wise to prevent any loss, misuse, leakage or alteration of your personal data. All your provided information will be stored on the site’s secure servers.

Information relating electronic transactions (credit card credentials etc.), which are by most jurisdictions classified as sensitive information, are NEVER published nor stored, and are further protected by encryption technology and secure payment protocols, for which this Website uses third-party authorized services.

ADVERTISEMENTS, COOKIES AND CLEAR GIFs. OPT-OUTs

The GhanaCompares Website may include advertisements in various forms. Please note that GhanaCompares.com does not regulate the advertisement content policy of its’ Partner Websites, Software or Services. GhanaCompares.com reserves the right to use cookies and other monitoring technologies to compile anonymous statistics about its’ Users. GhanaCompares.com does not believe that this monitoring could lead to disclosing your identity. You are given the opportunity to manually change your cookie preferences via your respective browser.

Clear Gif technology is embedded on our Website. Clear Gifs are used to track the online movement of Website Users. Unlike cookies, Clear Gifs do not store tracking information on your computer. We do not tie any of these tracking information to personal User data, and as such, we do not believe that this information could be in any way used to disclose your identity. We do not tie any of these tracking information to personal User data, and as such, we do not believe that this information could be in any way used to disclose your identity.

In certain aspect of usage, Users may be given the opportunity to opt-out of having their personal information used for certain purposes. Firstly and as stated in the introductory clauses, all further usage of your personal information is subject to your further consent. You therefore have the choice of denying us access or not providing us this information. Secondly, you may manually change the preferences of the range of use of personal information manually (if allowed) or directly contact via e-mail, post or telephone number, or by using our Online Support service located on our Website.

CONTENT AND LINKS

This website may be linked to other Websites. Other Websites will not use the provided information in any manner which is not in compliance to this specific Privacy policy. Content displayed on this Website may be gathered and displayed from Third Party submissions. Third Party submission rules are subject to stipulation between GhanaCompares.com and the Third-party Website or between You and the Third-party Website.

CONTINUITY AND SEVERABILITY OF CONTRACT. RELEVANT JURISDICTION.

This agreement is written and is to be interpreted in accordance with applicable law. Any proceedings, whether court or alternative-dispute resolution methods as recognized by law are to be in the sole jurisdiction of the Ghana authorities. If any part of this Agreement is, or is deemed by an appropriate authority to be unenforceable by the applicable law, this will not affect the enforceability of any other provision of these Terms of Service. These Terms are created in full compliance with the Ghana applicable law and International Standards. These Terms, along with all supplemental documents you have expressed your consent to, without limitation to conclusive means of acceptance, are to be regarded as a single, legally-binding contract between you and GhanaCompares. All Parties have agreed that, in the case of any issue, dispute or controversy, the Parties will try their best to settle the issue by means of alternative dispute-resolution, primarily through Arbitration and Mediation as recognized by applicable Law. If such proceedings fail, court proceedings before the relevant courts may ensue.

These Terms of Service may be changed from time to time. Please note that we will inform you in a timely manner 30 days prior to issuing a new set of Terms of Service in order for you to get acquainted with them. Your continuous use of this Service indicates your conclusive agreement to the terms set therein.

INFORMATION TRANSFERS. SECURITY.

GhanaCompares takes Security of information very seriously. In case that the Service is partially or fully going through a business acquisition, some of the personal information might be amongst the assets transferred. These assets will be handled with the same amount of Security and Privacy protection as guaranteed by GhanaCompares in the present. GhanaCompares is to be held liable in the single case that it had broken the codes of ethics and etiquette, as well as the fair information practices of not noticing a security breach in the Service. GhanaCompares will notify you of any possible security breach via e-mail. If such security breach exists, the Service will assess the problem, and will remove the security threat immediately after the initial discovery.

LIMITATION OF LIABILITY.

Your continued usage of our Services implies your consent and awareness of the above mentioned limitations of liability in any of the aforementioned cases. No claims shall be responded to by the Service in case Users request redress from any of the Disclaimers stated above.

INTERPRETATION GUIDELINES.

Users agree that there is no weaker party in this contract, as both parties have the opportunity to cease using or providing the Service at their own will. No aspect of this Contract is to limit statutory rights of Consumers.