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None of Ghana’s commercial trains in operation are insured

None of Ghana’s commercial trains in operation are insured, TV3 can confirm. This is because the laws establishing the motor vehicle insurance do not make it compulsory for commercial trains to be insured unlike commercial and private vehicles. The Motor Vehicle Third Party Insurance Act (Act 42) of 1958 Motor Vehicles (Third Party Insurance) makes insurance of trains optional. This means passengers who use the trains to commute from Tema to Accra and Nsawam to Accra daily risk their lives…

10 Steps to Buying Auto Insurance in Ghana

So you have managed to acquire a vehicle. Congratulations. You must no doubt be eager to get it on the road and see what it can do. But not so fast – there are regulations in Ghana that must be met if you want to use a vehicle on Ghana’s roads. You must have a valid drivers license, the vehicle must be registered and be certified road-worthy. Finally, you must, have auto insurance for your vehicle. This post will present a simple 10-step approach to meeting the requirement of having auto insurance…